Dental Tourism: 4 Ways to Pay for Dental Work in Mexico

If you need major dental work, you may be concerned about financing. For example, a full arch dental implant can cost up to $30,000 in the US. You save up 50–70% if you get it done in Mexico. Yet, even with the discount, that can still be financially demanding. However, there are many smart ways on how to pay for dental work in Mexico. In this article, we’ll explore smart strategies for you to finance your dental work in Mexico. We’ll also address one of the most common questions we get from patients like you.

Can you use CareCredit in Mexico?

CreditCare, USA’s most comprehensive dental financing provider, is not available in Mexico right now. We get a lot of inquiries about using CareCredit to finance dental care in Mexico. We even have lobbied CareCredit to consider covering dental work by Mexico dentists. So far, they have not agreed to extend their financing for Mexico dentists. They limit financing to US dentists only. So, other than your savings, what options are there for you to finance your dental work in Mexico? Below are some options for you.

1. Personal loan from your local bank

A personal loan from your bank or local credit union is likely the most affordable financing option. It offers the best rates for funding your dental treatment in Mexico. It can also give you flexible payment options and improve your credit history.

TIP: Do comprehensive research on different dental clinics in Mexico before you jump on a decision. What type of dental procedure do you need? For implants, find out the All on 4 dental implants cost in your chosen clinic.

2. Zero percent or low introductory rate credit card

It may not be the best option. You need to be responsible and pay off your balance before the interest fees become a big problem. However, we have had many clients who have used credit cards with low or no interest rates. You can get one of these credit cards with a 12-month interest-free period. Then, you can make a plan to pay back the money. Most dentists in Mexico accept cash only. However, you can use your credit cards to pay dentists within our Dayo Dental network without extra or foreign transaction fees. Just tell your bank you’re going to use your card in Mexico. This prevents your bank from declining the transaction.

3. Loans from family and friends

Many of our clients have solved their financing with a loan from friends or family. Is this an option of last resort? You’d be surprised how many loved ones are willing to help you as long as you’re committed to paying it back. We have seen parents financing their sons and daughters and vice versa. This is clearly a popular and practical solution.

4. Medical finance providers

CreditCare and Lending Club aren’t available in Mexico yet. However, some specialist finance providers in the US and Canada offer plans for Mexican dental care. These could be a solution for you if you have a good credit history. However, these lenders will not usually finance people with poor credit histories. Additionally, their effective interest rates are likely to be high.

But there is good news. We offer comparable US dental financing for your dental work done in Mexico. Yes, that’s right—US financing. This means financing terms you can trust from a reputable US company. You also get to enjoy lower interest rates and higher approval rates. Excited to check your eligibility? Use the button below to apply.

Don’t worry, it’s a soft credit pull. Your credit score remains unaffected.

Final Takeaways

We understand the cost of dental care is not inexpensive. Using dental financing can help you save on upfront costs. It even helps you spread the cost over several months. Plus, you get time to save up for your next monthly payment. Want more information on how to pay for dental work in Mexico using US financing? Contact us today. We’ll answer all your questions and help you every step of the way. You deserve this.